From your Fahe Advocacy Team

The election is over and the landscape for the next administration is slowly coming into focus. As of the 14th, the AP called that Republicans have retained their narrow majority in the House of Representatives, resulting in a unified government. This means new faces in both elected and appointed positions and new policy and funding priorities.

Over the next 3 months as appointments are made, legislation is introduced, and the budget process begins, we’ll be reaching out to help you navigate these shifts. You can expect:

Support in crafting messaging that speaks to these new audiences.
Information on which programs may be poised for cuts or increases – and how you can influence these decisions.
Opportunities to meet with the new staff in the Administration and Congress.

To be well-positioned to have these important conversations at the Federal, State and Local levels, it’s important to have good relationships with these folks. Remember one of Advocacy’s golden rules: Don’t let your first contact with an elected office be when you’re facing a problem or asking for something.

To help streamline this effort, each Caucus has sent letters of congratulations on your behalf to all of the Federal and State election winners in our footprint. In addition, Jim has sent letters of congratulations from the entire network to all the Federal representatives in our footprint. We are on track to send WELL over 100 letters! Which is fantastic!

But, we know that local decisions are where the rubber meets the road. So we have a small request:

To help ensure we engage at the local level too (where your relationships are VITAL) we’ve drafted basic letters of congratulations that you can modify for leaders (new or returning!).

You can use the templates as formatted, make modifications (remove logos etc.), or copy and paste to your own letterhead. What matters is that you take a few minutes to personalize and send a note (email or snail mail!) to your leaders. And, if possible, please tell your Fahe Advocacy Staff Member who you’ve reached out to! You can just shoot us a list, or cc us on emails. Whatever is easiest. If you’re not sure where to find good addresses (email or snail) for local winners, please let us know.

As always, we’re here to talk if you have questions or concerns. Otherwise, we look forward to hearing who you’re connecting with and supporting you in this transition over the months to come.

FHLB-Cincinnati News

2025 Carol M. Peterson Updates

CMPHF Program Dates: Opening Monday, February 3, 2025 at 10:00 a.m. EST and closing on Monday, December 15, 2025 at 5:00 p.m. EST;
Increase allowed administrative fee from 10 percent to 15 percent;
Expand eligible repairs to include any work items that may impact/impair the overall habitability of the home;
Allow eligible two-family dwellings participation for repairs made to the building exterior and/or owner-occupied unit;
$1,000,000 maximum subsidy per member; and
$750,000 maximum subsidy per project (member/sponsor pairing);

The proposed changes help align CMPHF program requirements with other FHLB Cincinnati programs to create consistency and ensure that program funds continue to support our sponsors and members in their efforts to meet the housing needs of senior and/or special needs households throughout our district.

Updated documents, forms and webinars for the 2025 CMPHF program will be available on the FHLB Cincinnati website at www.fhlbcin.com by December 20, 2024. Please contact the Housing and Community Investment Department at 888-345-2246 with any questions.

Disaster Reconstruction Funds Update – View our current list of disaster declarations by county to see if your area is eligible.

Eligibility rules for those applying for DRP funds include:

Eligible households have either been displaced or suffered damage to their primary residence by a federally or state declared disaster occurring within the Fifth District.
Household income must be less than or equal to 100 percent of the applicable Mortgage Revenue Bond income limits. In Hamilton County, Tenn., for a family of one or two persons, the limit is $67,800 and for a family of three or more, the limit is $77,970.
Allowable expenses include construction, acquisition, or repair of a primary residence, which must be a single-family detached home or manufactured home permanently attached to a fixed foundation and taxed as real property where the applicant is the owner of record. FHLB funds cannot be used for expenses covered by insurance or state or federal emergency management agencies.

Disaster Resources:

Federal funding is available for emergency protective measures, including direct federal assistance for “Tennessee Tropical Storm Helene (EM-3620-TN)“. People with damage to their homes or personal property who live in the designated counties are encouraged to apply for assistance, which may include upfront funds to help with essential items like food, water, baby formula and other emergency supplies. Funds may also be available to repair storm-related damage to homes and personal property, as well as assistance to find a temporary place to stay.

There are three ways to apply for FEMA assistance:

Online by visiting disasterassistance.gov
Calling 1-800-621-3362
Download and apply on the FEMA App

Homeowners and renters with damage to their home or personal property from previous disasters, whether they received FEMA funds or not, are still eligible to apply for and receive assistance for Hurricane Helene.

Voluntary organizations are also providing personnel and resources to the hardest hit areas. The American Red Cross has more than 850 trained disaster workers providing comfort and operating shelters. They are also helping find loved ones through their helpline 1-800-RED-CROSS (1-800-733-2767). If someone is missing a child related to this disaster or any other incident, they need to call 9-1-1 and then 1-800-THE-LOST to receive assistance from the National Center for Missing and Exploited Children.

People can receive free services like cutting fallen trees, tarping roofs and mold mitigation with the help of Crisis Cleanup by calling 844-965-1386. The hotline is open through October 11 and can connect people with volunteers from local relief organizations, community groups and the faith-based community who may be able to assist.

The Tennessee Bureau of Investigation has established a hotline to coordinate reports of missing person in the affected by the flooding in Northeast Tennessee. Call 1-800-824-3463 to report a missing person. Callers should be prepared to relay as much information as possible including names, phone numbers, vehicle identification and last known whereabouts.